SEPA Direct Debits - Banco Sabadell
Manage your direct debits
What are SEPA Direct Debits?
A secure payment and collection system for the SEPA area
Types you can choose from
Basic scheme (CORE) SEPA Direct Debits
Manage transactions between self-employed people, companies and/or individuals
Manage transactions between self-employed people, companies and/or individuals
- The payment will be made within three working date.
- There are different return deadlines:
- Up to 5 days for any reason.
- Up to 8 weeks by order of the customer.
- 13 months for unauthorised payments (by order of the customer).
- It is possible to reject an application for a return within this period by providing a copy of the current mandate.
- You need a direct debit mandate from the debtor in order to direct debit payments.
- The file format is ISO 20022 XML Notebook 19.14.
- The IBAN code becomes the standardised code of the debtor’s account.
SEPA Direct Debits corporate scheme (B2B)
Manage transactions between companies and/or self-employed people
Manage transactions between companies and/or self-employed people
- The payment will be made within three working date.
- It reduces the return time to 3 working days.
- It's compulsory to formalise new direct debit mandates in which the debtor waives the rights to return.
- The file format is ISO 20022 XML Notebook 19.44.
- The IBAN code is used as the standardised identifier of the debtor's account instead of the CCC.
Tools at your disposal: SEPA-CORE and SEPA-B2B
You have at your disposal a range of applications and online tools of Banco Sabadell for these payment instruments:
You have at your disposal a range of applications and online tools of Banco Sabadell for these payment instruments:
- Manage new direct debit mandates, which is an essential requirement to operate with this type, through the service of obtaining these mandates offered by the partner firm Logalty.
- View the new standardised Direct debit mandates:
- We make available to you the updated specifications for issuing SEPA Direct Debit files:
- Standard 19-14 for SEPA direct debit CORE.
- Standard 19-14 for SEPA direct debitCORE in ISO 20022 (XML) format.
- Standard 19-14 for SEPA-B2B direct debit.
- Standard 19-14 for SEPA-B2B direct debit in ISO 20022 (XML) format.
- Make your own files with the application available in the Files and Applications area.
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