Customer Service Department @Sabadell_Help
1 Optional coverage.
2 This insurance product offers coverage of the obligations of a company by means of a collective bargaining agreement for social security, which establishes the obligation to have life insurance, and the voluntary commitments acquired by a company with its employees through life insurance.
3 The maximum actuarial age when taking out the insurance is 69 years, and the maximum coverage age is 70 years for all coverage.
4 If the purpose is to meet obligations of the collective agreement, it will include all the minimum coverage and capital required with the option of being able to increase them. If for voluntary improvement purposes, one may freely choose the optional coverage from the different options available. Please contact a manager for further information.
5 The maximum age for contracting is 65 years old, and the maximum coverage age is 70 years old for death coverage and 65 years old for the rest of the coverage.
6 Video consultations included in the insurance, applicable to all self-employed persons who hold the Sabadell Health Protection products, which will include video consultation for all medical specialities that can be attended in this way and will be included in the policy during its entire validity period unless otherwise communicated by Sanitas.
7 DKV Seguros can request complementary documentation if necessary.
8 Current legislation allows you to benefit from a reduction in the general taxable base for personal income tax purposes, depending on your economic and personal circumstances and the autonomous community in which you live.
SME Life Protection and Directors Life are both insurance policies of BanSabadell Vida S.A. de Seguros y Reaseguros, with Tax ID A08371908 and registered office at c/ Isabel Colbrand, 22, 28050, Madrid, Spain, registered in the Mercantile Register of Madrid and in the Register of Insurance Companies of the General Directorate of Insurance and Pension Funds under the code C-557.
SME Health Protection and Health Protection are both insurance policies from the insurance companies Sanitas, S. A. de Seguros and BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros as co-insurers, each with a 50% participation in the co-insurance. Sanitas, Sociedad Anónima de Seguros, with Spanish Tax ID Number A28037042 and registered office at c/ Ribera del Loira, 52, 28042, Madrid, Spain, registered with the Madrid Mercantile Registry and the Register of Insurance Companies of the DGSyFP under number C-320. BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, with Tax ID no. A64194590 and its registered office at C/ Isabel Colbrand, 22, 28050, Madrid, Spain, registered with the C.R. of Madrid and DGSyFP Insurance Companies Registry under code no. C-0767.
Self-employed Subsidy Protection is an insurance policy from DKV Seguros y Reaseguros, S.A.E., with registered offices in Spain, WTCZ —Edificio DKV—, Av. María Zambrano, 31, 50018, Zaragoza, registered in the Mercantile Register of Zaragoza, in volume 1711, folio 214, page Z-15152, tax ID number A-50004209 and registered in the Administrative Register of Insurance Companies of the DGSyFP, with code C-0161.
Company Protection and Directors and Officers Protection (D&O) are two insurance policies from Zurich Insurance Europe AG, Spain Branch, with Tax ID no. W0072130H and registered office at Paseo de la Castellana, 81, planta 22, 28046, Madrid, registered in the Administrative Register of the General Directorate of Insurance and Pension Funds under code E0189.
Shop and Office Protection is an insurance policy of BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, with Tax ID no. A64194590, with registered office at c/ Isabel Colbrand, 22, 28050, Madrid, registered with the Mercantile Register of Madrid and the DGSyFP Insurance Companies Register under code no. C-0767.
Hotel Protection is an insurance policy of Zurich Insurance plc, Spanish Branch, with Tax ID no. W0072130H and registered office at c/ Agustín de Foxá, 27, 28036, Madrid, registered in the Mercantile Register of Madrid and in the Administrative Register of Insurance Companies of the DGSyFP with code no. E-0189.
Employment Pension Plan:
Managing entity: BanSabadell Pensiones E.G.F.P., S.A., with Tax ID No. A-58581331 and registered office at c/ Isabel Colbrand, 22, 28050, Madrid. Registered in the Comp. Reg. of Madrid and in the Register of Administrative Entities maintained by the DGSyFP under code no. G-0085.
Depositary entity: BNP Paribas, S.A., branch in Spain, with Tax ID No. W0011117-I and its registered offices at c/ Emilio Vargas, 4, Madrid. Registered in the special register of pension fund depositary entities maintained by the DGSyFP under code no. D-0197.
Marketing agent of pension plans: Banco de Sabadell, S.A., with Tax ID No. A08000143 and registered offices at Av. Óscar Esplá, 37, 03007, Alicante. Registered in the Mercantile Register of Alicante and in the DGSyFP under code no. D-0016.
Each company that formalises one will have the status of promoting entity of the employment pension plan.
Simplified Employment Pension Plan for the self-employed:
Managing entity: BanSabadell Pensiones E.G.F.P., S.A., with Tax ID No. A58581331, whose registered office is c/ Isabel Colbrand, 22, 28050, Madrid. Registered in the Madrid Mercantile Register and the DGSyFP Management Company Register under code no. G-0085.
Depositary entity: BNP Paribas Securities Services, S.C.A., branch in Spain, with Tax ID No. W-0012958-E and its registered offices at c/ Emilio Vargas, 4, Madrid. Registered in the special register of pension fund depositary entities maintained by the DGSyFP under code no. D-0163.
Promoter entity: the entity that promotes the pension plan. For example, they may be associations, federations, confederations or unions of associations of self-employed or self-employed workers, trade unions, professional associations or mutual benefit societies.
Marketing agent of pension plans: Banco de Sabadell, S.A., with Tax ID No. 08000143 and registered offices at Av. Óscar Esplá, 37, 03007 Alicante. Registered in the Mercantile Register of Alicante and in the DGSyFP under code no. D-0016.
Insurance mediated by BanSabadell Mediación, Linked Banking Insurance Operator of the Banco Sabadell Group, S.A. (“BanSabadell Mediación”) and marketed through the network of Banco de Sabadell S.A., entity with which it has signed a distribution network services contract. BanSabadell Mediación is domiciled at Av. Oscar Esplá, 37, 03007, Alicante, Tax ID A03424223, and is registered in the Mercantile Registry of Alicante and in the Administrative Register of Insurance and Reinsurance Distributors of the DGSyFP with code no. OV-0004, acting for BanSabadell Vida, S.A. de Seguros y Reaseguros, BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros; Sanitas, S.A. de Seguros; DKV Seguros and Reaseguros, S.A.E: and Zurich Insurance Europe AG, Spain branch, having taken out a civil liability insurance policy in accordance with the provisions of the regulations governing the distribution of private insurance and reinsurance in effect at any given time. You can view the insurance companies with which BanSabadell Mediación has signed an insurance agency agreement at the website:
For Employment Pension Plans:
Managing entity: BanSabadell Pensiones E.G.F.P., S.A., with Tax ID No. A-58581331 and its registered offices at c/ Isabel Colbrand, 22, 28050, Madrid. Registered in the Comp. Reg. of Madrid and in the Register of Administrative Entities maintained by the DGSyFP under code no. G-0085.
Depositary entity: BNP Paribas, S.A., branch in Spain, with Tax ID No. W0011117-I and its registered offices at c/ Emilio Vargas, 4, Madrid. Registered in the special register of pension fund depositary entities maintained by the DGSyFP under code no. D-0197.
Marketing agent of pension plans: Banco de Sabadell, S.A., with Tax ID No. A08000143 and registered offices at Av. Óscar Esplá, 37, 03007, Alicante. Registered in the Mercantile Register of Alicante and in the DGSyFP under code no. D-0016. Each company that formalises one will have the status of promoting entity of the employment pension plan.