SME Life Protection Insurance1 - Banco Sabadell
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Complementary social benefit
Taking care of your employees means taking care of your greatest assets
With BanSabadell Vida’s SME Life Protection Insurance, you show your commitment to the well-being of your employees by providing them with greater personal and family protection through a wide range of coverage. Additionally, our insurance complies with the obligations outlined in agreements and offers benefits for your company as well.
Benefits for your company
More engaged employees and tax savings
Benefits for employees
Greater personal and family protection
Extensive coverage
The SME Life Protection Insurance offers comprehensive coverage for your employees. Both basic, in the event of death, and optional3, in the case of permanent total disability4 or death due to an accident. Additionally, the process is quick and easy, as no medical questionnaire5 is required.
Tax advantages
Social benefits
Extensive coverage
Easy sign-up process
Tax advantages
Social benefits
Extensive coverage
Easy sign-up process
Access 24-hour video consultations for any emergency, home care, and the support you need with a network of 50,000 professionals.
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With coverage tailored to your needs and fully flexible payment options: annual, quarterly, or semi-annual. Covers damage claims, criminal defence, or telephone legal assistance, among others.
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Legal conditions
Subject to the terms, conditions, coverage, amounts, limits, and exclusions established in the general and specific terms of the policy.
1 SME Life Protection is an insurance policy from BanSabadell Vida, S.A. de Seguros y Reaseguros with tax ID No. A-08371908 and registered offices at Calle Isabel Colbrand 22, 28050 Madrid. Registered in the Mercantile Register of Madrid and in the Register of Insurance Companies of the General Directorate of Insurance and Pensions (DGSyFP) under code number C-0557.
SME Health Protection is a product of the insurance companies: “Sanitas, Sociedad Anónima de Seguros” and “BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros” as co-insurers, each participating 50% in the co-insurance.
Shop and Office Protection is an insurance of BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros, Tax ID A64194590 and registered office at c/ Isabel Colbrand number 22, 28050 Madrid, Spain, registered in the Mercantile Register of Madrid and in the Register of
Insurance Companies of the DGSyFP under code C-0767.
The insurance is subject to the conditions, coverages, insured amounts, thresholds and exclusions established in the general and particular terms and conditions of the policy and is brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A. You can see a list of the insurance companies with which BanSabadell Mediación has entered into an insurance agency contract at:
2 Provided that the collective bargaining agreement does not require the contracting of a life insurance policy and, therefore, the purpose of the policy is an improvement for the employees.
3 These coverages can only be contracted if they are included as required coverage in the life insurance included in the collective bargaining agreement.
4 Permanent total disability is defined as an irreversible physical or mental condition of the insured, resulting from an accident or illness, that causes total or permanent inability to perform any paid work or self-employed professional activity, as determined by the applicable Social Security regulations at the time.
5 The maximum age of the insured at the time of signing the insurance is 69 years old. The maximum age for coverage is 70 years old for all coverages. Subject to the terms, conditions, coverage, amounts, limits, and exclusions established under the general, specific, and where applicable, special conditions of the policy.